Welcome to Charleston Bay, a secluded wooded enviroment located on the water at Clarks Hill Lake (also known as Strom Thurmond Lake) in Lincoln County Georgia. Not far from Georgia's Interstate 20, this unique community offers waterfront living at an amazingly affordable price. With only about 18% of the shoreline allocated to private docks. Charleston Bay is designed to step back to the Southern Lifestyle offered and perpetuated by the Antebellum and greek revival era of Charleston. Our community is planned to be one of the many which boasts a trip back in time to the era of a slower lifestyle where people allowed themselves the time to be more of a part of their surroundings and enjot the beauty of nature and the enviroment. This theme: Southern Legends and Lifestyles is the developers approach to offering, to a limited number of preferred purchasers, a second home, retirement home or second home which will become a retirement home opportunity to get away, slow things down a bit and enter into the peaceful world of water related activities. Whether you enjoy quiet walks in the woods, peaceful time just reading on the sundeck, cruising the lake ina pontoon boat with no particuliar place to go, or you are a fishing enthusiast, we have it all at Charleston Bay. Each member of our community will have full access to the enormous Clarks Hill Lake, nature trails and open space. Homes will be nestled in the existing trees to afford each resident a high degree of seclusion while having the opportunity to make new friends and rekindle old relationships. There is so much to do and see on and around this water wonderland. "Built in the 1950's by the U.S. Army Corps of Enigineers, this 72,000 acre lake has over 1200 miles of shoreline. Thurmond Lake is the largest Corps-operated lake east of the Mississippi. There are 20 Corps-operated parks, six state parks, six marinas and countless recreational opportunities at Thurmond Lake in both Georgia and South Carolina." Planned amenities for Charleston Bay include a meeting/club house with an outdoor fireplace to act as the focal point for residents to gather and interact on cool evenings. This facility with its catering kitchen will also be the activity center for parties, pot luck dinners, barbeques, or just a place for folks to gather and talk with one another. Other planned amenities include, open space, a community dock, a fire pit for community gatherings, stylized community entrance and most important, gated entry. Only owners and their invited guests will be allowed access to the community and its facilities.
Without question, Charleston Bay is planned to be a community and lifestyle that can be enjoyed and coveted for a lifetime. 
Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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What country of the world has the highest percentage of private housing?
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Mongolia, where 100% of all properties are owner-occupied. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
